Not sure which mortgage to choose? Our mortgage types and rates guides explain fixed, variable and tracker deals, repayment versus interest-only, and how loan-to-value affects the rate you are offered. Understand how mortgage interest is calculated, what the Bank of England base rate means for your payments, and how to compare deals on true cost, not headline rates.
Shared ownership: staircasing explained
Staircasing explained: how shared ownership buyers buy further shares to increase ownership and reduce rent, how it works, the costs, reaching 100%, funding it and the things to consider before staircasing.