Downsizing: what happens to your mortgage
Downsizing and what happens to your mortgage: paying it off or reducing it, releasing equity, whether you still need a mortgage, the stamp duty you still pay, the costs and downsizing in later life.
Professional mortgages explained
Professional mortgages explained: deals with favourable terms for certain careers, why lenders offer them, the benefits of higher income multiples and accounting for rising income, who qualifies and help for the newly qualified.
The Mortgage Guarantee Scheme explained (Freedom to Buy)
The Mortgage Guarantee Scheme (Freedom to Buy) explained: how it supports 95% mortgages with a 5% deposit, how the government guarantee works behind the scenes, the £600,000 limit, who it is for and the pros and cons.
What is APRC and how to compare mortgages
What APRC is and how to compare mortgages: what the annual percentage rate of charge shows, why it can mislead, the better way to compare total cost over the deal period, and comparing like for like.
Buying your first home with a partner, friend or sibling
Buying your first home with someone else: why people buy together, how joint borrowing works, joint tenants versus tenants in common, joint liability, declarations of trust and protecting yourself.