Struggling to buy with a small deposit? Our mortgage scheme guides explain the government and lender schemes that can help, from Shared Ownership and the Mortgage Guarantee Scheme to First Homes, the Lifetime ISA and Right to Buy. Understand who qualifies, how each scheme works and the catches, so you can find the route onto the ladder that suits you.
Porting vs a new mortgage: which is cheaper?
Porting versus a new mortgage: the two options, when porting wins, when a new mortgage wins, doing the maths, the top-up rate when borrowing more, flexibility and getting advice.