Joint versus sole mortgages
Joint versus sole mortgages: what each means, how they affect borrowing and liability, joint tenants versus tenants in common, the trade-offs of a sole mortgage, and how to decide which suits you.
How much equity can you release?
How much equity you can release: the role of age and your home's value, the typical percentages by age, health-based enhanced plans, minimum and maximum amounts, and why you need not take the maximum.
95% and low-deposit mortgages for first-time buyers
95% and low-deposit mortgages explained: how they work, availability in 2026, the trade-offs of higher rates and negative equity risk, who they suit, and other low-deposit routes.
Is equity release safe?
Is equity release safe? The regulation and Equity Release Council safeguards that protect you today, the no-negative-equity guarantee, the risks that remain, how modern plans differ from the past, and how to use it safely.