Mortgage affordability explained: what it means, income multiples and the high-lending limit, the assessment of income against outgoings, the stress test, how debts and deposit affect it, and how the rules are evolving.
Can you remortgage with bad credit? Often yes. How bad credit affects remortgaging, specialist lenders, staying with your current lender, improving your credit first, the role of equity and getting advice.
Remortgaging to pay for home improvements: how it works, why it can be cheaper than other borrowing, improvements that add value, the cost over time, affordability and the alternatives.
