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Mortgage Guides

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Equity release and inheritance

Equity release and inheritance: how it reduces your estate, the no-negative-equity guarantee, inheritance protection features, how drawdown and voluntary payments preserve more, and alternatives that protect inheritance.

Retirement interest-only (RIO) mortgages explained

Retirement interest-only (RIO) mortgages explained: paying only the monthly interest to keep the loan fixed, how they preserve equity, the lower rates, the affordability requirement, RIO versus equity release and who they suit.